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| NOTICE |
This Data Protection and Privacy Statement relates to
information supplied by you on this Web Site and through any of your dealings
with us. Standard Chartered Bank, and each of its subsidiary, affiliate,
branch and representative office with whom you deal, the Data Controller
("SCB" or “we/our/us”), respect the privacy of your personal
information and will treat it confidentially and securely, even when you are
no longer our client. We will use, store or
otherwise process your information in accordance with applicable data
protection laws.
Any personal information provided by you to SCB will be used for the purpose
of providing and operating the products and services you have requested and
for other related purposes which may include updating and enhancing SCB's records, understanding your financial needs,
conducting credit and identity checks, reviewing credit worthiness and
assisting other financial institutions to conduct credit checks, advising you
of other products and services which may be of interest to you, for
crime/fraud prevention and debt collection purposes, for purposes required by
law or regulation, to plan, conduct and monitor SCB's business and for all ancillary purposes including security, computer, telecommunications and technology
services.
The information
collected from you by SCB will be valuable in improving the design and
marketing of our range of services and related products for customer use.
This provision will not alter or affect any information otherwise provided by
you to SCB.
Other than to those individuals and entities listed below your details will
not be revealed by SCB to any external body, unless SCB has your permission,
or is under either a legal obligation or any other duty to do so. For the
purposes detailed above, your information may be disclosed to: |
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other branches,
representative offices or companies in the SCB Group (ie.
SCB, its subsidiaries and affiliates); |
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any court, tribunal,
regulatory, supervisory, governmental or quasi-governmental authority with
jurisdiction over any Standard Chartered Group member, or its service
providers, or any person to whom they are required or authorised by law or
court order to make such disclosure or where we are under a public duty to
disclose or where such disclosure is necessary to protect our interests; |
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any agent,
contractor or third party service provider, professional adviser, rating
agency, insurer or insurance broker, or any other person under a duty of
confidentiality to the SCB Group member; |
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credit reference agencies
and, in the event of default, debt collection agencies; |
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any actual or
potential participant or sub-participant in, assignee, novatee or transferee of, any of the SCB Group's rights and/or obligations in
relation to you; |
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any financial institution,
agent, third party security provider or professional adviser with which SCB
has or proposes to have dealings, or with which you have or propose to have
dealings, or any third party holding your investments; |
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any persons holding a power of attorney
or signatory authority or otherwise with your consent; |
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any market association, clearing house,
futures commission or relevant merchant body. |
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| Cookies |
| In order to improve
our Internet service to you, we will occasionally use a "cookie"
and/or other similar files or programs which may place certain information on
your computer's hard drive when you visit an SCB web site. A cookie is a
small amount of data that our web server sends to your web browser when you
visit certain parts of our site. We may use cookies to: |
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allow us to
recognise the PC you are using when you return to our web site so that we
can understand your interest in our web site and tailor its content and
advertisements to match your interests (This type of cookie may be stored
permanently on your PC but does not contain any information that can
identify you personally.); |
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identify you
after you have logged in by storing a temporary reference number in the
cookie so that our web server can conduct a dialogue with you while simultaneously
dealing with other customers. (Your browser keeps this type of cookie until
you log off or close down your browser when these types of cookie are
normally deleted. No other information is stored in this type of cookie.); |
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allow you to carry
information across pages of our site and avoid having to re-enter that
information; |
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allow you access to
stored information if you register for any of our on-line services; |
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enable us to
produce statistical information (anonymous) which helps us to improve the
structure and content of our web site; and |
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enable us to
evaluate the effectiveness of our advertising and promotions. |
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| Cookies do not enable
us to gather personal information about you unless you give the information
to our server. Most Internet browser software allows the blocking of all
cookies or enables you to receive a warning before a cookie is stored. For
further information, please refer to your Internet browser software
instructions or help screen. Alternatively, information on deleting or
controlling cookies is available at www.aboutcookies.org |
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| Internet
Communications |
| In order to maintain
the security of our systems, protect our staff, record transactions, and, in certain
circumstances, to prevent and detect crime or unauthorised activities, SCB
reserves the right to monitor all internet communications including web and
email traffic into and out of its domains. |
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Other
Information |
In some
cases, the recipient of your information may be based in countries that offer a higher or lower
level of data protection from your home country. However, we will ensure that parties to whom your
information is transferred agree to protect your information and store and
process it in a secure manner.
In
common with other banks, we have to process payments to and from your
account(s) through other entities including other banks and operators of
financial payments systems. These entities may process or store the payment information in other countries
whose laws and regulations require disclosure of the payment details,
including names and addresses and other sender and beneficiary details, to
governmental and regulatory authorities for the purpose of fighting crime and
terrorism.
If
relevant, you represent and warrant to us that you have all the necessary and
relevant permissions of all relevant individuals to carry out the processing
of their information that this Clause contemplates.
Your information will be
retained by us for so long as there is a business need to hold the
information or as required by legal, accounting or regulatory requirements or
to protect any Standard Chartered Group Member’s interests. |
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| Your Rights and How
to Contact Us |
| You may have the
right under data protection legislation on payment of a fee to request access
to personal information about you held by us and to have it corrected where
appropriate. If you have that right and you wish to access, correct or delete
any of your personal data held by us, or if you have any questions concerning
our Data Protection and Privacy Statement please contact the relevant SCB
Data Protection representative. You may also have the right to access details
held by credit reference agencies and SCB will supply details of the relevant
agencies upon request. For the
UK
please write to: The Regional
Head of Legal & Compliance UK/Europe,
1 Basinghall Avenue,
London
EC2V 5DD, Fax 020 7885 1871. Other local SCB web sites may have
details of local Data Protection Officers. |
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| Contacting You |
In providing your
telephone, facsimile number, postal and e-mail address or similar details,
you agree that SCB may contact you by these methods to keep you informed
about SCB products and services or for any other reason. If you prefer not to
be kept informed of SCB products and services, please contact SCB by E-mail.
SCB reserves the right to amend its prevailing Data Protection and Privacy
Statement at any time and will place any such amendments on this Web Site.
This Data Protection and Privacy Statement is not intended to, nor does it,
create any contractual rights whatsoever or any other legal rights, nor does
it create any obligations on SCB in respect of any other party or on behalf
of any party. |
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